Discover it Credit Card
Unlock exceptional cash back rewards with the Discover It® Cash Back Card.
By: Benefício Já
5% Cash Back in Rotating Categories
Earn 5% cash back in rotating categories such as gas stations, restaurants, and more, up to a quarterly maximum when you activate.
Cash Back Match for New Cardholders
All new cardholders get their cash back matched at the end of their first year, effectively doubling their rewards earned during that time.
No Annual Fee
The Discover It® Cash Back Card comes with no annual fee, allowing you to enjoy its benefits without any cost.
About the Discover It® Cash Back Card
The Discover It® Cash Back Card is designed for those who want to maximize their rewards on everyday purchases. With its unique cash back structure, cardholders can earn 5% cash back in rotating categories each quarter, providing opportunities to earn more based on their spending habits. The card also offers 1% cash back on all other purchases, ensuring that cardholders always earn rewards regardless of where they shop. A standout feature is the Cash Back Match for new cardholders, where all cash back earned in the first year is matched, effectively doubling rewards. Plus, with no annual fee, cardholders can enjoy all these benefits without incurring additional costs. With tools for tracking spending and managing rewards, the Discover It® Cash Back Card is a perfect choice for savvy spenders looking to make the most of their everyday purchases.
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What cash back categories are offered with the Discover It® Cash Back Card?
The card offers 5% cash back in rotating categories that change every quarter, such as gas stations, grocery stores, and restaurants, when you activate them.
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Is there an annual fee for the Discover It® Cash Back Card?
No, there is no annual fee for the Discover It® Cash Back Card, allowing you to enjoy its benefits without incurring any costs.
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How does the Cash Back Match work?
New cardholders receive a Cash Back Match at the end of their first year, effectively doubling all the cash back earned during that time.
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Can I redeem my cash back rewards for anything other than statement credits?
Yes, cash back rewards can be redeemed for statement credits, gift cards, and online purchases, giving you flexibility in how you use your rewards.
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Are there foreign transaction fees with this card?
No, the Discover It® Cash Back Card does not charge foreign transaction fees, making it a great option for travelers.
How to Apply for the Discover It® Cash Back Card
Applying for the Discover It® Cash Back Card is a simple and quick process. Start by visiting the Discover website and navigating to the Cash Back Card section, where you can find all the relevant details about the card's features and benefits. Click on the "Apply Now" button to initiate the application process. You will need to provide some personal information, such as your name, address, and Social Security number, as well as details about your income. The online application is straightforward and typically takes just a few minutes to complete. Once you submit your application, you can usually receive a decision within seconds. If approved, your new card will arrive in the mail shortly. Be sure to read through the terms and conditions before finalizing your application to ensure the card fits your financial needs. After receiving your card, you can immediately start earning cash back on all your purchases.